If you’ve been in a car accident in Las Vegas, dealing with insurance adjusters can be challenging. While they may seem helpful, their goal is often to minimize payouts. Understanding the red flags can help you protect your rights and maximize your settlement. Here are five warning signs to watch out for when dealing with car accident insurance adjusters.
1. They Offer a Quick Settlement
One of the most common tactics adjusters use is offering a fast settlement, often before you even know the full extent of your injuries. While it may seem like an easy way to get compensation, these lowball offers rarely cover long-term medical expenses, lost wages, or pain and suffering. Before accepting any offer, consult with an experienced Las Vegas car accident attorney to ensure you receive fair compensation.
2. They Request a Recorded Statement
Insurance adjusters may ask you to provide a recorded statement about the accident. While they may claim it’s just part of the process, anything you say can be used against you to devalue your claim. It’s best to politely decline and refer them to your personal injury lawyer.
3. They Downplay Your Injuries
A common tactic adjusters use is questioning the severity of your injuries. They might suggest that your injuries are pre-existing or not as serious as you claim. This is done to reduce their payout. Keep detailed medical records and follow your doctor’s treatment plan to strengthen your case.
4. They Delay or Deny Your Claim Without Reason
If the insurance company is taking too long to process your claim or repeatedly asking for unnecessary documents, they may be trying to frustrate you into accepting a lower settlement. Some insurers also deny valid claims outright, hoping you’ll give up. If you experience delays or wrongful denials, a Las Vegas car accident lawyer can help you fight for the compensation you deserve.
5. They Blame You for the Accident
Adjusters often try to shift blame onto you to reduce their liability. They may twist your words or misinterpret evidence to argue that you were partially or fully at fault. Nevada follows a modified comparative negligence rule, meaning your compensation could be reduced if you’re found partially responsible. Having a skilled injury attorney on your side can help counter these tactics and prove the truth of what happened.
Protect Yourself—Speak with a Car Accident Attorney
If you notice any of these red flags, it’s crucial to seek legal guidance. At Ace Law Group, we have extensive experience dealing with insurance companies and fighting for the rights of accident victims in Las Vegas. Don’t let adjusters pressure you into accepting less than you deserve. Contact us today for a free consultation and let us help you get the justice and compensation you need.